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Huntington Beach Chrysler Dodge Jeep Ram

16701 Beach Blvd
Directions Huntington Beach, CA 92647-4814

  • Contact Us: (714) 841-3999

Vehicle GAP Protection Huntington Beach Chrysler Dodge Jeep Ram

GAP Protection

Plans for Peace of Mind

Take care of the difference between what you owe on the vehicle and what insurance pays in case your vehicle is accidentally totaled.

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Whole Vehicle Protection
The only way you were able to buy your current car was through an installment loan offered by the dealer. As you happily drive your wise purchase on your daily commute, you suddenly lurch forward and hear the sickening sound of crunching metal. This crash leaves you, the other driver, and his SUV safe. But what was once your shiny sedan has collapsed into a total wreck. Your insurance company will pay for what the car is worth, which has gone down due to deprecation. But the settlement is far less than what you still owe on the vehicle. After you receive the insurance payout, how are you going to pay for the remainder?

Here is an Example:

You totaled your vehicle in an accident. You still owe $25,000 on your loan to the Bank, but your insurance company only pays you the current actual Value of your vehicle or Market Value.


In the Example, the $5,000 would be waived by your GAP Contract and you would have no further obligation on the debt. *This Gap Payment is an Example and for Demonstration purposes only.
Why GAP Protection

Guaranteed Auto Protection, or GAP, insurance takes care of this problem. It pays for the difference between the balance of what you owe on the vehicle and what the car is actually worth when it's claimed by insurance. If an accident totals your car, GAP insurance lets you pay for it in full by adding to the insurance claim until your balance is zero. You can then walk away from the loan and are free to obtain different financing to buy a new car. For example, if you owe $25,000 on the car but it's worth only $21,000 at the time it is totaled, the insurance company only covers the lower amount, leaving you $4,000 behind. GAP insurance pays that remainder. If you pay for GAP protection as part of vehicle financing, it costs almost nothing but in return, you receive plenty of peace of mind and financial protection.


Huntington Beach Chrysler Dodge Jeep Ram

16701 Beach Blvd
Directions Huntington Beach, CA 92647-4814

  • Sales: 888-273-9418

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