Finance Full Application

Get Pre-Qualified in Seconds Using our Fast and Secure Application that won't impact your Credit Score!

At Huntington Beach Chrysler Dodge Jeep RAM, our primary business is connecting you with the vehicle that you want and then helping you take care of it for many years through conscientious service. We're not a bank, credit union, or other lending institution that is only interested in making money for ourselves. So when you ask us to finance your vehicle, we do our best to make that process easy and stress-free whether you have excellent credit, bad credit, or are buying a car for the first time. We finance so many people that we can work with every situation to tailor a payment plan that works with your situation.

Can you answer yes to these questions?

  • Have you worked at your job for at least 30 days? A regular paycheck is ideal but if you receive Social Security Income, just show your current Award Letter to your sales or give us three months of bank statements.
  • Do you have an established place to live? Longer is better at your current residence.
  • Do you pay your rent or mortgage no more than 30 days past the due date? Prompt payments get our attention.
  • In the past five years, have you had less than two repossessions? If you've had none, so much the better.
  • Is the first-time that you're buying a car? Then we realize that you haven't had the time yet to develop a credit history.

Bad Credit Can Equal Easy Approval!

Less-than- stellar credit is no problem for us. We accept that bankruptcies, foreclosures, repossessions, late payments, and other money mishaps are some of the facts of life and can happen to the best people. But we know that you're more than a number or credit score, so we like to look at you as a person.

Showing You The Money

Financing a vehicle is an excellent way to establish or rebuild your credit in Huntington Beach, Newport Beach, Fountain Valley, Long Beach, and the rest of Orange County because we report your transactions to the credit bureaus, which then go into your credit report and helps with defining your credit score. We foster relationships with reputable and nationally recognize lenders who have millions of dollars at their disposal and are as eager for your business as we are. With their help, we can set up vehicle financing and leasing with the lowest interest rates, grant Internet specials, or pass dealer incentives or special offers on to you.

Get Pre-qualified

Your biggest problem in buying or leasing one of our vehicles is settling on just one from among thousands of new or used inventory under the Chrysler, Dodge, Jeep, or RAM brands. You can save some time by getting pre-qualified for a car, truck, SUV, van, or any other type of auto loan. It even works for commercial vehicles that you need for your business. This process looks at the credit profile developed for you by Experian, one of the top three credit bureaus, to determine the amount that works for you. We safeguard the information request to make it extremely confidential and protect your privacy. Pre-approval does not affect your credit score and there is no obligation for you to actually buy a vehicle.

To get started, all we need you to do is fill out the form below as accurately as possible and to specify the type of vehicle that you're looking at. Then click "I Agree" to process your entry. Within seconds, we let you know whether you're approved and what finance terms and payment plans are available to you.

We essentially hand you a blank check, which transforms you into a cash buyer, the most valuable type of buyer at any dealership. Having the money in hand gives you plenty of leverage when negotiating the best deal. You can search for the vehicle you specified or go for another that tickles your fancy, as long as it falls within the amount you're approved for.

If you have any question, please feel free to contact us at Huntington Beach Chrysler Dodge Jeep RAM through the Live Chat or by calling us. Otherwise, please fill out the form below.